By: Nadia Cheff

8 Buying Secrets

Tags: 8 Buying Secrets

Buying a property takes time and patience and is a many step process. There are many little things you can do when preparing to purchase a home that will simplify your experience.  Secret 1 — Don’t overspend It is important to watch your expenses 3-6 months before you purchase a home. Don’t make big purchases that may affect your credit profile. Be careful before you open ...Read More

By: Nadia Cheff

What is CMHC Insurance?

Tags: What is CMHC Insurance?

What is CMHC Insurance? If you’re planning on obtaining a mortgage of 65% or more of a property’s value ex:  Obtaining a mortgage from $195,000 or more on a $300,000 property, it is considered a “high-ratio” mortgage and must be insured. The most well-known insurer is CHMC – Canada Mortgage and Housing Corporation. CMHC Insurance protects mortgage lenders by ...Read More

By: Nadia Cheff

What are Closing Costs?

Tags: What are Closing Costs?

What are Closing Costs ? You’ve put aside a  down payment, found a good lawyer and mortgage broker. Well done! Off to a great start in the house purchase process. Just remember, in addition to the expected legal fees and moving costs, there will be a few extra payout when closing the deal. Being informed of these “closing costs” in advance will help ease some unexpected s...Read More

By: Nadia Cheff

Home Staging Tips

Tags: Home Staging Tips

Home Staging Tips Having your home look at it’s best can mean having a quicker sale and getting closer to your listing price. Here are some helpful tips to help you get your home ready for showings: 1. Curb appeal is important, first impressions count. Mow the lawn, trim hedges and remove weeds. Paint doors and shutters and seal the driveway if needed. Wash windows (inside and out), rai...Read More

By: Nadia Cheff

Mudroom Projects

Tags: Mudroom Projects

If you are like me, you probably use your mudroom as a storage “drop off” when you are in a rush. Things end up piling up and you find yourself keeping the door closed to avoid people seeing the mess! If that is your current home situation, I have some tips for you! See below for pinterest inspired ideas on how to organize your mudroom in your home and make great use of the space. 1. ...Read More